Applications for Semester 1 at Australian universities open: Indian students’ STEM tuition, living, visa, and OSHC costs
Applications for Semester 1 at Australian universities open from August to November, with students who apply in 2025 commencing their programmes in February 2026. This intake accommodates both undergraduate and postgraduate students seeking admission to premier institutions across the country. Understanding the complete financial commitment becomes essential for Indian students planning their academic journey to Australia.The Land Down Under continues to attract thousands of Indian students annually, particularly those pursuing science, technology, engineering, and mathematics programmes. However, the total expenditure extends far beyond tuition fees alone, encompassing living costs, visa charges, and mandatory health insurance.Tuition fees for STEM programmes in AustraliaUndergraduate bachelor’s degrees typically range from AUD 20,000 to AUD 45,000 annually, whilst postgraduate master’s degrees cost between AUD 22,000 and AUD 50,000 per year. Engineering programmes specifically command fees between AUD 20,000 and AUD 50,000 for bachelor’s degrees, and AUD 20,000 to AUD 60,000 for master’s degrees. Computer science bachelor’s programmes are priced between INR 15 lakh and INR 29 lakh for the first year.These figures exclude high-value courses such as veterinary or medical degrees, which carry significantly higher fees. The variation depends heavily on the chosen university and specific programme specialisation within STEM fields.Living expenses in major student citiesSydney and Melbourne remain the primary destinations for Indian students in Australia, though they rank amongst the country’s most expensive cities. Monthly living expenses in Sydney reach AUD 1,800 to AUD 2,700, whilst Melbourne requires AUD 1,700 to AUD 2,600. Sydney’s average monthly cost stands at approximately AUD 4,100, compared to Melbourne’s AUD 2,000.Accommodation constitutes the largest expense, with shared housing in Brisbane costing AUD 280 per week per person in a two-bedroom flat, and AUD 225 per week in a three-bedroom arrangement. Top cities like Melbourne, Sydney, and Brisbane require average monthly budgets of AUD 1,500 to AUD 1,700.Additional mandatory costs
The visa application fee increased to AUD 2,000 as of July 1, 2025, for applicants over 18. Two-year OSHC coverage costs approximately AUD 1,600, whilst three-year coverage reaches AUD 2,500.Financial planning and opportunitiesThe Australian Government mandates that international students demonstrate AUD 29,710 for first-year living expenses. Students on valid visas may work up to 40 hours per fortnight during term time and unlimited hours during holidays.Transport costs differ significantly between cities. Sydney’s public transport proves approximately 15 to 20 per cent more expensive than Melbourne’s Myki card system, which offers superior student discounts. Many Australian states provide 40 to 50 per cent discounts on student travel cards.Prospective students should budget comprehensively, accounting for tuition, accommodation, daily expenses, and mandatory insurance. Whilst Australia represents a substantial financial commitment, numerous scholarships and part-time employment opportunities help offset costs for diligent students pursuing STEM excellence.
