VK News Today https://validator.w3.org/feed/docs/rss2.html Trisha Krishnan’s birthday post for Vijay, Chiranjeevi gifts Samantha, Mammootty receives Padma Bhushan: Top 5 South stories of the day Every child needs these 4 social skills before age 10 to feel confident and included Maa Hai Na: Sunita Ahuja and Tina Ahuja exit Maa Hai Na due to a family emergency; says ‘I can’t continue the shoot as my mother means everything to me’ With the entry of the six MPs, Eknath Shinde’s Shiv Sena now has 13 MPs in the Lok Sabha, making the party a key player within the BJP-led NDA. NEW DELHI: Tigers or traitors! Yes, you guessed it right. We are talking about the six Uddhav Sena MPs who crossed the political divide in Maharashtra to be on the right side of power.Well, they were “Tigers” for Eknath Shinde, who boastfully claimed credit for successfully poaching six MPs from the rival Sena faction while they were labelled “traitors” by Uddhav Thackeray camp which was dealt a second blow by the defectors in a span of 4 years.They are the latest set of legislators who have ditched their original parties to veer towards power in this “season of defections.” The six “Tigers” follow in the footsteps of their Trinamool and AAP “comrade-in-arms” – who managed to change ships by outmanoeuvring the provisions of the anti-defection law.With six defected MPs on his side, a proud Shinde marked the culmination of “Operation Tiger”. No, this was not about the preservation of the four-legged felines, it was about engineering defections of MPs from Uddhav Sena to Shinde Sena which was achieved with perfection.Rebels are ‘Dhurandhars’Maharashtra deputy chief minister Eknath Shinde proudly announced that he was behind engineering these defections. And why not? After all, the defections make his Shiv Sena, the second largest party in Maharashtra in terms of MPs. Not only that – at the national level – Shinde’s Shiv Sena now becomes the fourth-largest constituent within the NDA coalition, trailing only behind BJP (240 MPs), NCPI (20 MPs via the TMC split) and TDP (16).”Operation Tiger is now complete and successful. My operations are fool proof,” Shinde said while referring to the six defected MPs as Dhurandhar (stalwarts/experts) who are connected to ground.Interestingly, the number that changed sides could easily have been seven had another deal with a prospective rebel for a Union Cabinet berth gone through.This is what Shiv Sena leader Ramdas kadam had to say: “Back in 2022, there were 40 MLAs, including 10 ministers, and Eknath Shinde pledged that I will bring all of them back. He succeeded in getting 60 MLAs and even today six MPs have joined us to support development in their respective constituencies. I welcome them. A seventh MP has also signed in the paper but he demanded a cabinet post to which Eknath Shinde declined. He went back after that… I will not name him but he sits next to Uddhav Thackeray.”Season of defectionsThe defections of Uddhav Sena MPs is the third “power” shift this season. It all started with seven AAP MPs in Rajya Sabha announcing merger with the BJP. Ironically the rebellion was led by Raghav Chadha, who was once the most trusted aide of Arvind Kejriwal. Kejriwal watched helplessly as seven of his MPs jumped on the other side of the political divide, dealing him a crushing blow ahead of the Punjab assembly elections next year.That was followed by the great exodus in Trinamool Congress, a party that unravelled like a pack of cards after Mamata Banerjee lost the 2026 assembly elections at the hand of the BJP. Today, the government in West Bengal is being run by the BJP and the opposition is also working under the guidance of the BJP. The entire Trinamool rebellion – first at Kolkata and then in the national capital – played out under the watch of the BJP leaders. For now, Mamata is battling the rebels as they try to now gain control of the Trinamool Congress.Will there be more defections this season?Well, we do not know. But there are two obvious targets – Akhilesh Yadav’s Samajwadi Party with 37 Lok Sabha members and Sharad Pawar’s NCP with 8.Uttar Pradesh minister and Suheldev Bharatiya Samaj Party (SBSP) chief Om Prakash Rajbhar has already claimed that the split within the Samajwadi Party is inevitable and will be led by “son of UP’s land of rebels”, apparently referring to SP MP Sanatan Pandey.”The split is bound to happen,” Rajbhar asserted. Launching a harsh critique at Samajwadi Party chief Akhilesh Yadav, he said: “The way the entire ‘Saifai’ family jumped into abusing me and offering explanations over one of my reactions, it would be better for Akhilesh ‘Babu’ to stop focusing on Twitter politics, AI-driven and press-conference politics, and instead launch a ‘Save the MPs’ campaign”.Sanatan Pandey responded to Rajbhar’s social media posts calling them “laughable” and unexpected.”I am finding all these statements laughable. I never expected that someone would make such comments about me. I am unable to understand how to respond to this. Until now, the Samajwadi Party fulfilled my wish of becoming an MLA and MP, but now OP Rajbhar has made me popular internationally,” Pandey said.But as we have seen all such claims are denied till they eventually happen.Another national leader heading a regional party who needs to be on guard is Sharad Pawar. His NCP(SP) has 8 members in Lok Sabha. Under the new “defection formula” 6 of them would be enough to avoid the anti-defection law.Why anti-defection law has failed And that brings us to the Anti-defection Act. It was introduced in 1985, through the 52nd Amendment Act of 1985 and inserted in the Tenth Schedule of the Constitution. The aim was to bring political stability by curbing “horse-trading” and opportunistic party-hopping.It provides for disqualification if an elected member voluntarily relinquishes their original political party’s membership or votes or abstains from voting in the House contrary to the “whip” (direction) issued by the party, without obtaining prior permission.Independent members joining any political party after their election face disqualification as also the nominated members who join any political party if more than six months have elapsed since they were nominated to the House.While it was reasonably effective for a long period of time, parties have now found a way around it. Disqualification under the anti-defection law does not apply if a party merges with another with at least two-thirds of the legislators in the legislature party agreeing to the merger. And this is how the last three defections have succeeded.ConclusionGone are the days when poaching of tigers, sorry legislators, was a hush-hush operation with which parties would not associate openly. The new normal in politics is to openly and brazenly entice legislators to shift loyalties if it suits the numbers’ game. We have seen plenty of this on display in the last two months. And going forward we may see a lot more – especially in the run up to the Monsoon session of Parliament where numbers are needed to prove a “delimitation” point. Already, claims have been made about Samjawadi Party being the next in the firing line and also Sharad Pawar faction of the NCP. It matters little if the opposition cries foul and compares this to a “livestock market” – after all they have been power-less in holding their flock together.Get the latest India news and live updates. Download the TOI App.End of ArticleFollow Us On Social MediaVideosUpto 80% Jump in Green Card Fee? Proposition Made; What Would Be Indians’ Stake?’Pakistan’s Desperate Attempt To Deflect’: India Snubs Khawaja Asif’s ‘War Over Indus’ RemarkAliganj Fire: Jyoti’s Brother Alleges Corruption, Seeks Murder Charges Against OfficialsMaharashtra RTI Rules 2026 Under Scrutiny: Anna Hazare Demands Changes; Signals Possible Strike’We Expect…’: India Reacts To Alleged Desecration Of Lord Ram Photo In BangladeshLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | Watch123PhotostoriesWhat’s attracting tourists to Kodaikanal? 7 reasons this hill station continues to charm travellersSmiling depression: Doctor explains how some people use happiness as a mask10 classic Anglo-Saxon baby names that survived centuries of changeBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Jun 23, 2026, 20:53 IST ‘His body is fragile’: Ex-India star raises concern over Hardik Pandya’s 2027 ODI World Cup chances ‘Can give Bumrah competition too’: Kareena Kapoor Khan turns bowler for son Taimur, makes playful claim, tags Jasprit Bumrah Indian-American man forced to hide his Ganesha idol before putting up his property for sale in Texas | Iran has billions of frozen assets in India, China, Iraq; but why removing sanctions isn’t easy ‘It doesn’t taste like genocide juice’: Brooklyn cafe snubs Democrat Rep Dan Goldman, says ‘we didn’t recognize you, would have turned you right away’ Amit Shah Nafed and NCCF to procure ‘every single grain’ of pulses and oilseeds directly from farmers NEW DELHI: Union home and cooperation minister Amit Shah on Tuesday directed National Agricultural Cooperative Marketing Federation (Nafed) and National Cooperative Consumers’ Federation (NCCF) to procure “every single grain” of pulses and oilseeds directly from farmers “with complete transparency, eliminating the entire network of middlemen,” and ensure that the income reaches the farmers’ bank accounts directly within 48 hours.Speaking at the launch of four Nafed initiatives, including a digital auctioning platform, Shah also set a two-year deadline, saying it will be ensured that all farmers are able to sell pulses directly to these two organisations within the next two years and receive payment directly into their bank accounts.“This will ensure fair and remunerative prices for farmers, automatically increase the area under pulse cultivation, and make the country self-reliant in pulses,” said the minister.Nafed on the occasion launched four major initiatives, including its auction portal ‘NAFEX.in’ to ensure enhanced transparency, efficiency and ease of operations in the auction process. The other three include Nafed-KALYAN scholarship for children of farmers, DRISHTI portal for inventory management of pulses and oilseeds, and ERP portal for strengthening enterprise resource planning.Shah said Nafed has decided to earmark 1% of its profits for scholarships for higher education and career development of children from farmer families. “This arrangement will help address the difficulties faced by farmers’ children in pursuing higher education and building their careers,” he said.Get the latest India news and live updates. Download the TOI App.About the AuthorVishwa MohanVishwa Mohan is Senior Editor at The Times of India. He writes on environment, climate change, agriculture, water resources and clean energy, tracking policy issues and climate diplomacy. He has been covering Parliament since 2003 to see how politics shaped up domestic policy and India’s position at global platform. Before switching over to explore sustainable development issues, Vishwa had covered internal security and investigative agencies for more than a decade.Read MoreEnd of ArticleFollow Us On Social MediaVideosUpto 80% Jump in Green Card Fee? Proposition Made; What Would Be Indians’ Stake?’Pakistan’s Desperate Attempt To Deflect’: India Snubs Khawaja Asif’s ‘War Over Indus’ RemarkAliganj Fire: Jyoti’s Brother Alleges Corruption, Seeks Murder Charges Against OfficialsMaharashtra RTI Rules 2026 Under Scrutiny: Anna Hazare Demands Changes; Signals Possible Strike’We Expect…’: India Reacts To Alleged Desecration Of Lord Ram Photo In BangladeshLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | Watch123PhotostoriesWhat’s attracting tourists to Kodaikanal? 7 reasons this hill station continues to charm travellersSmiling depression: Doctor explains how some people use happiness as a mask10 classic Anglo-Saxon baby names that survived centuries of changeBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Trisha Krishnan lovingly looks at Vijay Thalapathy in her late birthday post for him amid speculations of unfollowing: ‘To the person who…’ Tomorrowland Thailand 2026 is just a short flight away: Here’s how Indian travellers can plan the perfect trip | Ukraine’s ‘army of witches’ helping hunt Russian troops in occupied lands — Report Early polls in Italy? Giorgia Meloni mulls April 2027 vote over ‘popularity dip’ fears Graduates 44% less likely to be hired in informal sector: Report | India News ‘People actually stop working’: Indian woman shares the European habit she wishes India had Tom Holland reveals he spoiled Robert Downey Jr’s comeback as Doctor Doom to Zendaya: ‘I have a reputation’ PM Modi calls on President Droupadi Murmu amid Cabinet reshuffle buzz Microsoft executive’s $1 million endowment links North Carolina and Virgin Islands: ‘I could only dream of this when I was in high school’ With the entry of the six MPs, Eknath Shinde’s Shiv Sena now has 13 MPs in the Lok Sabha, making the party a key player within the BJP-led NDA. NEW DELHI: Tigers or traitors! Yes, you guessed it right. We are talking about the six Uddhav Sena MPs who crossed the political divide in Maharashtra to be on the right side of power.Well, they were “Tigers” for Eknath Shinde, who boastfully claimed credit for successfully poaching six MPs from the rival Sena faction while they were labelled “traitors” by Uddhav Thackeray camp which was dealt a second blow by the defectors in a span of 4 years.They are the latest set of legislators who have ditched their original parties to veer towards power in this “season of defections.” The six “Tigers” follow in the footsteps of their Trinamool and AAP “comrade-in-arms” – who managed to change ships by outmanoeuvring the provisions of the anti-defection law.With six defected MPs on his side, a proud Shinde marked the culmination of “Operation Tiger”. No, this was not about the preservation of the four-legged felines, it was about engineering defections of MPs from Uddhav Sena to Shinde Sena which was achieved with perfection.Rebels are ‘Dhurandhars’Maharashtra deputy chief minister Eknath Shinde proudly announced that he was behind engineering these defections. And why not? After all, the defections make his Shiv Sena, the second largest party in Maharashtra in terms of MPs. Not only that – at the national level – Shinde’s Shiv Sena now becomes the fourth-largest constituent within the NDA coalition, trailing only behind BJP (240 MPs), NCPI (20 MPs via the TMC split) and TDP (16).”Operation Tiger is now complete and successful. My operations are fool proof,” Shinde said while referring to the six defected MPs as Dhurandhar (stalwarts/experts) who are connected to ground.Interestingly, the number that changed sides could easily have been seven had another deal with a prospective rebel for a Union Cabinet berth gone through.This is what Shiv Sena leader Ramdas kadam had to say: “Back in 2022, there were 40 MLAs, including 10 ministers, and Eknath Shinde pledged that I will bring all of them back. He succeeded in getting 60 MLAs and even today six MPs have joined us to support development in their respective constituencies. I welcome them. A seventh MP has also signed in the paper but he demanded a cabinet post to which Eknath Shinde declined. He went back after that… I will not name him but he sits next to Uddhav Thackeray.”Season of defectionsThe defections of Uddhav Sena MPs is the third “power” shift this season. It all started with seven AAP MPs in Rajya Sabha announcing merger with the BJP. Ironically the rebellion was led by Raghav Chadha, who was once the most trusted aide of Arvind Kejriwal. Kejriwal watched helplessly as seven of his MPs jumped on the other side of the political divide, dealing him a crushing blow ahead of the Punjab assembly elections next year.That was followed by the great exodus in Trinamool Congress, a party that unravelled like a pack of cards after Mamata Banerjee lost the 2026 assembly elections at the hand of the BJP. Today, the government in West Bengal is being run by the BJP and the opposition is also working under the guidance of the BJP. The entire Trinamool rebellion – first at Kolkata and then in the national capital – played out under the watch of the BJP leaders. For now, Mamata is battling the rebels as they try to now gain control of the Trinamool Congress.Will there be more defections this season?Well, we do not know. But there are two obvious targets – Akhilesh Yadav’s Samajwadi Party with 37 Lok Sabha members and Sharad Pawar’s NCP with 8.Uttar Pradesh minister and Suheldev Bharatiya Samaj Party (SBSP) chief Om Prakash Rajbhar has already claimed that the split within the Samajwadi Party is inevitable and will be led by “son of UP’s land of rebels”, apparently referring to SP MP Sanatan Pandey.”The split is bound to happen,” Rajbhar asserted. Launching a harsh critique at Samajwadi Party chief Akhilesh Yadav, he said: “The way the entire ‘Saifai’ family jumped into abusing me and offering explanations over one of my reactions, it would be better for Akhilesh ‘Babu’ to stop focusing on Twitter politics, AI-driven and press-conference politics, and instead launch a ‘Save the MPs’ campaign”.Sanatan Pandey responded to Rajbhar’s social media posts calling them “laughable” and unexpected.”I am finding all these statements laughable. I never expected that someone would make such comments about me. I am unable to understand how to respond to this. Until now, the Samajwadi Party fulfilled my wish of becoming an MLA and MP, but now OP Rajbhar has made me popular internationally,” Pandey said.But as we have seen all such claims are denied till they eventually happen.Another national leader heading a regional party who needs to be on guard is Sharad Pawar. His NCP(SP) has 8 members in Lok Sabha. Under the new “defection formula” 6 of them would be enough to avoid the anti-defection law.Why anti-defection law has failed And that brings us to the Anti-defection Act. It was introduced in 1985, through the 52nd Amendment Act of 1985 and inserted in the Tenth Schedule of the Constitution. The aim was to bring political stability by curbing “horse-trading” and opportunistic party-hopping.It provides for disqualification if an elected member voluntarily relinquishes their original political party’s membership or votes or abstains from voting in the House contrary to the “whip” (direction) issued by the party, without obtaining prior permission.Independent members joining any political party after their election face disqualification as also the nominated members who join any political party if more than six months have elapsed since they were nominated to the House.While it was reasonably effective for a long period of time, parties have now found a way around it. Disqualification under the anti-defection law does not apply if a party merges with another with at least two-thirds of the legislators in the legislature party agreeing to the merger. And this is how the last three defections have succeeded.ConclusionGone are the days when poaching of tigers, sorry legislators, was a hush-hush operation with which parties would not associate openly. The new normal in politics is to openly and brazenly entice legislators to shift loyalties if it suits the numbers’ game. We have seen plenty of this on display in the last two months. And going forward we may see a lot more – especially in the run up to the Monsoon session of Parliament where numbers are needed to prove a “delimitation” point. Already, claims have been made about Samjawadi Party being the next in the firing line and also Sharad Pawar faction of the NCP. It matters little if the opposition cries foul and compares this to a “livestock market” – after all they have been power-less in holding their flock together.Get the latest India news and live updates. Download the TOI App.End of ArticleFollow Us On Social MediaVideosMaharashtra RTI Rules 2026 Under Scrutiny: Anna Hazare Demands Changes; Signals Possible Strike’We Expect…’: India Reacts To Alleged Desecration Of Lord Ram Photo In BangladeshLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New Delhi123PhotostoriesWhat’s attracting tourists to Kodaikanal? 7 reasons this hill station continues to charm travellersSmiling depression: Doctor explains how some people use happiness as a mask10 classic Anglo-Saxon baby names that survived centuries of changeBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Portugal vs Uzbekistan, FIFA World Cup 2026 Live Score: Cristiano Ronaldo under pressure as Portugal seek first World Cup win Scored less in CUET result 2026? Here’s what you should do next Quote of the day by Charlie Chaplin: ‘Remember the great achievements throughout history have been the conquest of what seemed impossible’ OFFSIDE | World Cup 2026: ‘Dictator’ Kylian Mbappé chases ‘GOAT’ Lionel Messi’s scoring record as Cristiano Ronaldo looks for redemption Ex-British rugby star battling mental health issues found dead in Italy hotel after drug-fuelled fight with girlfriend Representative Image MUMBAI: Gold loans, the fastest-growing segment in retail credit for several years, are now showing a sharp improvement in asset quality, driven in part by a surge in new borrowers that has diluted delinquency ratios even as the market undergoes structural expansion, according to an Experian report.The report, titled “Gold Loans in Transition: Market Evolution & Consumer Patterns,” shows that gold loans have dramatically outpaced all other retail credit categories, with sourcing value rising 69% in FY25 and accelerating further to 84% in FY26. Their share in total retail credit sourcing climbed from 20% in FY24 to 30% in FY25 and reached 41% in FY26, underscoring a decisive shift in lender and borrower preference toward collateral-backed credit.According to the report rising gold prices unlocked higher credit per asset. RBI’s curbs on unsecured-loan (through higher risk weights) also nudged lenders/borrowers to gold-backed credit. The tweaks to the loan to value requirement also helped pull in first-time users. Growth has spread beyond the traditional bastion of south India. Uttar Pradesh/West Bengal/Maharashtra led, widening adoption across new borrower cohorts.Ticket sizes doubled from Rs 0.98 lakh (FY23) to Rs 1.96 lakh (FY26). Among lenders, NBFCs gained share because of their speed and distribution edge. Tenures shrank with sub-3-month loans accounting for 47% (FY26 Q3), signalling short-term liquidity use.In value terms FY26 Q4 sanctions jumped 105% year on year while in volume the growth was 37% indicating the shift to higher value loans. The assets under management surged 44% by Mar’25, 49% by Mar’26.Asset quality has, on the surface, improved markedly. Net 30 days plus delinquencies have fallen from 2.2% in March 2023 to 1.0% in March 2026, and net 90 days plus from 0.4% to 0.2%. This owes less to credit behaviour than to a higher base: a surge in fresh lending has swollen the denominator, compressing delinquency ratios.The risks, meanwhile, have migrated. What was once a product story is now a borrower story. Repeat customers, far from merely rolling over loans, are layering gold-backed credit with unsecured personal borrowing, raising leverage and fragility. Those straddling both segments exhibit more volatile 90 days plus delinquencies than borrowers anchored in secured credit alone.Nor has systemic risk vanished. Growth, driven largely by rising collateral values, leaves portfolios exposed to any sharp correction in gold prices. Stress, too, has not disappeared so much as retreated into the margins: sub-Rs 1 lakh loans continue to show strain, a reminder that for lower-income borrowers, the glitter of gold-backed credit can still mask underlying repayment stress. Experian has called for a shift from collateral-led to borrower-level underwriting to track cross-product leverage, tighten exposure monitoring, and strengthen risk governance as tickets scale and the market deepens.Get the latest India news and live updates. Download the TOI App.End of ArticleFollow Us On Social MediaVideos’We Expect…’: India Reacts To Alleged Desecration Of Lord Ram Photo In BangladeshLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New DelhiAfter Lucknow Fire Killed 15, Kanpur Launches Safety Crackdown On Coaching Centres123PhotostoriesSmiling depression: Doctor explains how some people use happiness as a mask10 classic Anglo-Saxon baby names that survived centuries of changeBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment”If it says organic, it must be…”: FSSAI shares 3 smart ways to check food certification at home123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Who is Avni Kejriwal? Ranchi student becomes CBSE Class 12 topper after re-evaluation When Ajith Kumar LOCKED HORNS with Shah Rukh Khan in reel life, the untold story of the 2001 film ‘Asoka’ Why does Venus take 243 Earth days to complete a single day, according to NASA Ngdrs: Registering property online: What NGDRS does and how it works Padma awards NEW DELHI: President Drupadi Murmu on Tuesday conferred the Padma Awards at Rashtrapati Bhavan in the second civil investiture ceremony. A total of 65 Padma awards were conferred including two Padma Vibhushan, seven Padma Bhushan and 56 Padma Shri Awardees.The conferred awardees included actor Mammootty, singer Alka Yagnik, cricketer Rohit Sharma and R Madhavan to name a few.Here is the full list of awardeesPadma Bhushan awardees:Alka YagnikShibu SorenMammoottyPiyush PandeyUday Sureshkumar KotakKallipatti Ramasamy PalaniswamyDr Dattatreyudu NoriVellappally NatesanSKM MaeilanandhanVijay AmritrajR GaneshBhagat Singh KoshyariPadma Shri awardees: Rohit Gurunath SharmaMadhavan RanganathanHarmanpreet Kaur BhullarSavita PuniaSatish ShahProsenjit ChatterjeeChandramouli GaddamanuguDr Rajendra PrasadGadde Babu Rajendra PrasadNuruddin AhmedThiruvaarur BakthavathsalamKrishnamurty BalasubraniamAnkegowda M Bishwa BandhuBharat Singh BhartiBrij Lal Bhat Tarun BhattacharyaTaga Ram BheelRatilal Mohanlal BorisagarKumar BoseJanardan Bapurao BotheSwami BrahamdevJyotish DebnathJogesh DeuriBhiklya Ladakya DhindaArmida FernandezDevaki Amma GPrem Lal GautamRamchandra Godbole, Suneeta GodboleRajastapathi Kaliappa GoundarPadma GurmetAsok Kumar HaldarSuresh HanagavadiH V HandeCharan HembramShubha Venkatesha IyengarT T JagannathanNiranjan Dass Ji Gafaruddin Mewati JogiVeezhinathan KamakotiMangala KapoorMir Haji KasamAshok KhadeRaghuvir KhedkarLiudmila KhokhlovaLars-Christian KochR Krishnan KitnaPrabhakar Basaprabhu KoreMamidala Jagdesh KumarPraveen KumarK Vijay KumarShrirang Devba LadPokhila LekhpetiRama Reddy MamidiSaroj MandalNilesh Vinodchandra MandlewalaBuddha Rashmi ManiR V S ManiKalamandalam Vimala Menon Vladimer MestvirishviliMahendra Kumar MishraMaganti Murali MohanTripti MukherjeeHarimadhab MukhopadhyayA E MuthanayagamMohan NagarPunniamurthy NatesanSatyanarayan Nandlal NuwalMohan NagarK PajanivelDharmiklal Chunilal PandyaKailash Chandra PantSimanchal PatraSarat Kumar PatraN Swaminathan Sangyusang PongenerGarimella Balakrishna PrasadGadde Babu Rajendra PrasadKabindra PurkayasthaBhagwandas RaikwarK RamasamyAnil Kumar RastogiGuduru Venkat Rao Gayatri, RanjaniDeepika ReddyPalkonda Vijay Anand ReddyMahendra Nath Roy Vempaty Kutumba SastryHaricharan SaikiaPrateek SharmaShafi ShauqYumnam Jatra SinghBaldev SinghInderjit Singh SidhuAshok Kumar SinghRaghupat SinghSivasankariKhem Raj SundriyalShyam SundarR SreedherS G SusheelammaBudhri TatiKewal Krishan Thakral Rabilal TuduGopal Ji TrivediKumarasamy ThangarajArvind VaidyaNaresh Chandra Dev Varma Juzer VasiHally WarNarayan VyasShashi Shekhar Vempati Chiranji Lal YadavGambir Singh YonzoneSpeaking to ANI, Padma Shri awardee and Director of the National Institute of Sowa-Rigpa, Dr Padma Gurmet, expressed his happiness for receiving the award for the preservation and promotion of the Himalayan medical tradition.”It feels wonderful. This year, I have been honoured with the Padma Award for the preservation and promotion of the Himalayan medical tradition. Conferring this recognition on a person like me, who is from such a remote area in Ladakh, is a great achievement not only for me but also for the Sowa-Rigpa community,” he said.The first Civil Investiture Ceremony was held on May 26, during which the President Murmu conferred 66 Padma Awards.Get the latest India news and live updates. Download the TOI App.About the AuthorTOI News DeskThe TOI News Desk comprises a dedicated and tireless team of journalists who operate around the clock to deliver the most current and comprehensive news and updates to the readers of The Times of India worldwide. With an unwavering commitment to excellence in journalism, our team is at the forefront of gathering, verifying, and presenting breaking news, in-depth analysis, and insightful reports on a wide range of topics. The TOI News Desk is your trusted source for staying informed and connected to the ever-evolving global landscape, ensuring that our readers are equipped with the latest developments that matter most.”Read MoreEnd of ArticleFollow Us On Social MediaVideosLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New DelhiAfter Lucknow Fire Killed 15, Kanpur Launches Safety Crackdown On Coaching CentresRow Erupts Over US Ambassador Sergio Gor’s ‘Two Nations’ Remark After Meeting TN CM Vijay123Photostories10 classic Anglo-Saxon baby names that survived centuries of changeBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment”If it says organic, it must be…”: FSSAI shares 3 smart ways to check food certification at home5 places in India where brides buy imitation wedding jewellery that looks almost real123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Wall Street today: US stocks slide as IT sell-off deepens, Nasdaq trims over 2%, Dow Jones falls 730 points While Aditya focused on NEET, his teachers challenged his score and made him a CBSE topper RJ Balaji AGREES to CGI mistakes in Suriya’s ‘Karuppu’; says ‘We need to accept our errors’ Israel, US parting ways? Netanyahu says Iran war ‘not over’, seeks arms independence British man in his 60s accused of drugging wife, conspiring with others to rape her pleads guilty to sex offences | World News President Murmu conferred 65 Padma Awards, honouring achievers including Rohit Sharma, Mammootty and Alka Yagnik.A Pune trekking death turned into a murder case, with a woman and her alleged lover arrested.A government report flagged Telegram over child abuse content and cyber fraud concerns.Sensex plunged nearly 900 points, wiping out Rs 4.61 lakh crore in investor wealth.Sunil Gavaskar urged the BCCI to guarantee players a month-long annual break.Here are top 5 news stories of the dayPresident Murmu confers 65 Padma Awards at Rashtrapati BhavanPresident Droupadi Murmu presented 65 Padma Awards during the second Civil Investiture Ceremony at Rashtrapati Bhavan. The honours included two Padma Vibhushan, seven Padma Bhushan and 56 Padma Shri awards. Notable recipients this year included actor Mammootty, singer Alka Yagnik, cricketer Rohit Sharma and actor R Madhavan. Read full storyPune fiancee, alleged lover arrested in 400-foot gorge murder caseWhat was initially believed to be a trekking accident at Lohagad Fort near Pune has now turned into a murder case. Police have arrested Siya Goyal and her alleged lover, Chetan Chaudhary, for allegedly plotting to kill her fiance, Ketan Agrawal, by pushing him into a 400-foot gorge. Investigators say Goyal lured Agrawal to the fort under the pretext of celebrating her birthday. Read full storyGovernment report flags Telegram over abuse content, cyber fraudA government report has flagged Telegram over the circulation of child sexual abuse material and financial fraud, according to Reuters. The Indian Cyber Crime Coordination Centre (I4C) report says that authorities have received over 688,000 complaints linked to the platform since 2023. While a temporary ban on Telegram has been lifted, concerns persist over its privacy features. Read full storySensex slides 900 points as IT selloff wipes out Rs 4.6 lakh croreDalal Street witnessed a sharp decline, with the Sensex falling nearly 900 points and the Nifty slipping below 23,850. The selloff erased around Rs 4.61 lakh crore in investor wealth. Weak global cues, pressure on IT stocks, concerns over possible US Federal Reserve rate hikes, a weaker rupee and profit-booking after recent gains weighed on market sentiment. Read full storyGavaskar urges BCCI to guarantee one-month break for playersFormer India captain Sunil Gavaskar has called on the BCCI to ensure centrally contracted cricketers receive at least one month of uninterrupted rest every year. Writing in his Mid-Day column, Gavaskar said player health and fitness should remain a priority despite India’s packed cricket calendar. He also criticised the growing trend of resting senior players for workload management. Read full storyGet the latest India news and live updates. Download the TOI App.About the AuthorTOI News DeskThe TOI News Desk comprises a dedicated and tireless team of journalists who operate around the clock to deliver the most current and comprehensive news and updates to the readers of The Times of India worldwide. With an unwavering commitment to excellence in journalism, our team is at the forefront of gathering, verifying, and presenting breaking news, in-depth analysis, and insightful reports on a wide range of topics. The TOI News Desk is your trusted source for staying informed and connected to the ever-evolving global landscape, ensuring that our readers are equipped with the latest developments that matter most.”Read MoreEnd of ArticleFollow Us On Social MediaVideosMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New DelhiAfter Lucknow Fire Killed 15, Kanpur Launches Safety Crackdown On Coaching CentresRow Erupts Over US Ambassador Sergio Gor’s ‘Two Nations’ Remark After Meeting TN CM VijayCM Vijay’s First Detailed Assembly Speech: Hits Back At ‘Actor’s Party’ Jibe, Renews Anti-NEET PushTMC Leader Humiliated In Public | Shoe Garland, Sit-Ups & Eggs Thrown Amid Corruption Allegations123Photostories7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment”If it says organic, it must be…”: FSSAI shares 3 smart ways to check food certification at home5 places in India where brides buy imitation wedding jewellery that looks almost realPsychology says people who drink tea instead of coffee often think differentlyInside Hina Khan’s luxurious Mumbai home, reportedly worth around Rs 10 crore: Stunning skyline views, a glam vanity room and moreLove quote of the day by Emily Blunt: ‘There’s someone behind you on your good days, and someone in front…’123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain Who has suffered the biggest pay cut in IPL history as Rishabh Pant joins DC for Rs 15cr? | Cricket News Odisha Teacher Eligibility Test (OTET) postponed after candidates raise concerns over exam date clash Adam Sandler’s grand 23rd anniversary gesture: Actor writes his and wife Jackie’s initials on the sky; ‘Love you forever’ 10 classic Anglo-Saxon baby names that survived centuries of change All roads still lead to the Middle East: Why India’s energy pipeline runs through the Gulf Bangladeshi photographer wins over Rs 6 lakh in UAE Big Ticket draw after years of trying, says ‘trust the process’ (Photo credit: ANI) NEW DELHI: Citizens will now be able to check the prices of medicines and lodge complaints related to drug pricing through a single government platform, following the integration of two key portals operated by the National Pharmaceutical Pricing Authority (NPPA).In an office memorandum issued on Tuesday, the NPPA announced the integration of the Pharma Jan Samadhan portal, which handles medicine-related grievances, with the Pharma Sahi Daam portal, which provides information on medicine prices. The unified platform will operate through the Pharma Sahi Daam app and portal.The move is aimed at simplifying access to information and grievance redressal services for consumers. Until now, citizens had to use separate portals for checking medicine prices and filing complaints. With the integration, both services will be available through a single interface.NPPA said the two initiatives were originally launched to promote transparency, accountability, citizen participation and access to affordable medicines. The authority noted that integrating the services would improve convenience for users and help create a more efficient and user-friendly digital experience.According to the memorandum, the integration is part of the government’s broader push towards digital governance and the principle of “Minimum Government, Maximum Governance”. Officials said the unified platform is expected to improve ease of access, increase public awareness about medicine pricing and grievance mechanisms, and reduce duplication of services.The Pharma Sahi Daam platform allows citizens to compare the prices of medicines and verify whether scheduled drugs are being sold within the ceiling prices fixed by the government. The grievance portal enables consumers to report issues related to medicine pricing and seek redressal.The integrated platform has become operational with immediate effect, and the NPPA has asked stakeholders and members of the public to continue accessing services through the unified Pharma Sahi Daam interface.Get the latest India news and live updates. Download the TOI App.About the AuthorAnuja JaiswalAnuja Jaiswal is a Senior Assistant Editor at The Times of India, with an impressive 18-year career in narrative journalism. She specializes in health and heritage reporting, expertly simplifying complex health information to make it engaging and understandable for readers. Her deep dives into heritage topics are well-researched, resulting in captivating narratives that resonate with her audience. Over the years, she has worked in Chandigarh, Chhattisgarh and West UP, gaining diverse on-ground experience that shapes her storytelling.Read MoreEnd of ArticleFollow Us On Social MediaVideosLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New DelhiAfter Lucknow Fire Killed 15, Kanpur Launches Safety Crackdown On Coaching CentresRow Erupts Over US Ambassador Sergio Gor’s ‘Two Nations’ Remark After Meeting TN CM Vijay123PhotostoriesLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment”If it says organic, it must be…”: FSSAI shares 3 smart ways to check food certification at home5 places in India where brides buy imitation wedding jewellery that looks almost realPsychology says people who drink tea instead of coffee often think differentlyInside Hina Khan’s luxurious Mumbai home, reportedly worth around Rs 10 crore: Stunning skyline views, a glam vanity room and more123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain CUET UG 2026 Results: One candidate scores 100 percentile in four subjects; over 3,200 achieve perfect score in one paper ‘Song was born during pregnancy;: Parineeti Chopra opens up on ‘Namami Shamishan’, reveals Raghav Chadha’s reaction Mammootty receives Padma Bhushan from President Murmu; Wife Sulfath and son Dulquer Salmaan share the proud moment | Will Asia return to Iranian oil? Tehran races to secure largest oil importers after US waiver, says report Pushkar Singh Dhami Uttarakhand chief minister Pushkar Singh Dhami on Tuesday warned against spreading misleading or provocative content on social media, saying that strict legal action will be taken against those attempting to divide society.During a high-level meeting held at the Secretariat, he said people of all faiths have contributed to the country’s progress and urged citizens not to spread false information.He further stated that all religious places are centres of faith, devotion, and inspiration, providing positive guidance to society. The state government’s position is clear: no act that hurts an individual’s dignity or undermines any religion or faith will be tolerated in Devbhoomi Uttarakhand.He emphasised that dialogue, harmony, and a spirit of mutual understanding are the only effective ways to resolve issues.Further, he directed officials to ensure that all pilgrims visiting the Char Dham and Hemkund Sahib Yatra are provided with the best possible facilities and care.The chief minister said that devotees and tourists visiting the state are warmly welcomed to Devbhoomi Uttarakhand. He described Uttarakhand as a priceless heritage of faith, culture, and natural beauty. He appealed to all pilgrims and visitors to fully enjoy their journey in the peaceful atmosphere of the state and not pay attention to any kind of rumours.Referring to the incidents reported in Karnaprayag and Nagarasu, the chief minister said that the state government, administration, and police are taking necessary action while considering all aspects of the matter. He stated that action has already been taken against those found guilty during the investigation, and strict action will continue to be taken based on facts.The Chief Minister noted that along with the Char Dham Yatra, the Hemkund Sahib Yatra is also progressing smoothly. More than four million devotees have visited the Char Dham shrines so far this year. He further said that during the initial phase of the Hemkund Sahib Yatra, the number of pilgrims recorded was 25,000 higher than during the same period last year.He highlighted that Uttarakhand is home to three major Sikh pilgrimage sites established by Sikh Gurus–Hemkund Sahib, Reetha Sahib, and Nanakmatta Sahib–which attract a large number of devotees every year.He said that respecting everyone is an integral part of the culture and traditions of Devbhoomi Uttarakhand. In keeping with the spirit of “Atithi Devo Bhava” all visitors are welcomed and treated with hospitality.Among those present at the meeting were Hemant Dwivedi, Chairman of the Badrinath-Kedarnath Temple Committee; Narendrajeet Singh Bindra, Chairman of the Hemkund Sahib Management Trust; Chief Secretary Anand Bardhan; Additional Chief Secretary RK Sudhanshu; Home Secretary Shailesh Bagoli; Director General of Police Deepam Seth; Secretary Vinay Shankar Pandey; DG Intelligence and Security Abhinav Kumar; IG Riddhim Agarwal; Additional Secretary Banshidhar Tiwari; and Additional Secretary Tripti Bhatt.Get the latest India news and live updates. Download the TOI App.End of ArticleFollow Us On Social MediaVideosLucknow Fire: 15 Dead, No NOC, One Exit — India’s Decade-Long Fire Safety Failure ExplainedPune’s Ketan Agarwal’s Death Was No Accident: Police | Fiancée & Alleged Lover Arrested For MurderMinority Affairs MoS George Kurian Resigns; BJP Veteran’s Exit Sparks Kerala Political Buzz | WatchFrom Airports To Your Aadhaar: What The Govt’s Facial Recognition Surveillance Platform Will AccessBattle For ‘Real TMC’ Intensifies As TMC Shuffles Leadership Amid Rebel Challenge | WatchJaipur Woman Arrested Over Alleged Pakistan Links; ATS Probes Jaish ConnectionFrom Central Park Tragedy To ‘Romanch’s Law’: How An Indian Teen’s Death Sparked A Major NYC DebateAjit Doval, Wang Yi Review India-China Ties, Border Progress At BRICS NSA Meeting In New DelhiAfter Lucknow Fire Killed 15, Kanpur Launches Safety Crackdown On Coaching CentresRow Erupts Over US Ambassador Sergio Gor’s ‘Two Nations’ Remark After Meeting TN CM Vijay123PhotostoriesBigg Boss Malayalam 8: Celebrities netizens wish to see on the showLong-lived families reveal a rare genetic clue to healthy ageing; scientists say it may help explain why some people stay disease-free for years longer7 schools where India’s richest send their kidsFrom Delhi Gymkhana Club to Calcutta Club: 6 iconic clubs of India that have shaped the country’s culinary cultureBritish-inspired window designs: 7 elegant styles that can add timeless charm to Indian homesThis is the ‘Northernmost Capital on Earth’ and it offers midnight sun, geothermal streets and surreal viewsFrom pride parades to custody battles: 9 fathers who chose their children over society’s judgment”If it says organic, it must be…”: FSSAI shares 3 smart ways to check food certification at home5 places in India where brides buy imitation wedding jewellery that looks almost realPsychology says people who drink tea instead of coffee often think differently123Hot PicksIPL tradeGold rate todayCUET UG Result 2026Telangana school bandhCBSE 12th revaluationMaldivian wisdomSpanish proverbMalay proverbPortuguese proverbTop TrendingGeorge KurianUS-Iran WarKunal ShahFIFA World Cup 2026Stock market crashCUET UG Result 2026Ketan AgarwalGold rate todayDelhi weatherMumbai rain